A home is more than just somewhere to sleep at night. It’s a stable foundation from which people can work to build better lives for themselves and their families. It’s a place where people can put down roots and team with their neighbors to create and maintain a supportive, thriving community. It’s a sanctuary that gives children a better chance to succeed in school, confident that they won’t be uprooted before they can develop and sustain relationships with teachers and friends. A home, in short, is somewhere that allows people to feel that they belong.

Alabama has a shortage of almost 90,000 affordable and available homes for residents with extremely low incomes, but the Alabama Housing Trust Fund (HTF) could reduce this shortfall and make dreams of home a reality for tens of thousands of families, seniors, veterans, and people with disabilities. This fact sheet examines how the HTF could improve lives and how the Legislature could develop a dedicated funding stream for those efforts.